THE AGENCY logoAmal MahendranSALES REPRESENTATIVE
Dining area open to the living room with the navy feature wall beyond

MLS# E13612830

For sale
SCARBOROUGH VILLAGE

Three real bedrooms.1,360 square feet.In Scarborough.

Listed at

$399,000

Open house Sat & Sun 2:00 PM–4:00 PM
3
Bedrooms
2
Bathrooms
1,360
Sq ft (MPAC)
1
Oversized parking
2
Storeys
01Walkthrough

Ninety secondsinside the home.

A vertical walkthrough of the living space, shot the way you'd actually see it on your phone.

  1. Walk in from the front door
  2. Living and dining out to the terrace
  3. The renovated kitchen
  4. Upstairs to all three bedrooms
02The residence

Three real bedrooms,one calm floor plan.

A spacious, updated three-bedroom in the heart of Scarborough Village — all three bedrooms upstairs, a two-piece powder room on the main, and a full four-piece up.

The layout is functional and the living space is generous: bright living and dining with a walkout to the terrace, a renovated kitchen with dark cabinetry and stainless appliances, laminate floors on both levels, ensuite laundry, and a newly renovated bathroom with modern finishes.

Outside the door, Scarborough Village puts transit, schools, parks and the Bluffs within an easy radius — the full list of what's nearby, and how long it takes, is mapped further down the page.

What comes with it

  • Renovated kitchen — dark cabinetry, stainless appliances
  • Newly renovated bathroom
  • Laminate floors on main & second
  • Bright living/dining with walkout to terrace
  • Ensuite laundry
  • Pets allowed with restrictions
Maintenance
$779.79/mo
Includes water, building insurance, common elements, parking
Taxes (2026)
$1,450.22
Parking
1 underground space (exclusive) — oversized, fits two vehicles
Occupancy
Vacant — immediate possession
04The numbers

What it actuallycosts to live here.

Move the sliders. Real Canadian mortgage math, this home's real maintenance fee and taxes.

Amortization
Total monthly
$3,082
Mortgage$2,181.86
Maintenance fee$779.79
Property taxes (2026) ÷ 12$120.85

Includes CMHC premium of $15,162 added to the mortgage.

Estimates only — not financial or legal advice. Confirm with a mortgage professional and your lawyer.

Not sure where to start? I'll walk you through it — zero pressure.

05First-time buyers

Money back at closing.

Ontario and Toronto give back up to $0 in land-transfer-tax rebates. On this home, a qualifying first-time buyer pays about $0 instead of about $0.

Estimates only — not financial or legal advice. Confirm with a mortgage professional and your lawyer.

06The neighbourhood

Minutes fromyour front door.

Tap a place to find it on the map. Every drive time is door to door from Unit 122.

From Unit 122

Navy pin marks the home. Numbers on the map match the list.

Come stand on the terrace yourself.

07Key dates

See it, then offer.

  1. Open house

    Saturday, August 1, 20262:00 PM–4:00 PM

  2. Open house

    Sunday, August 2, 20262:00 PM–4:00 PM

  3. Offers

    Reviewed August 10 at 7:00 p.m.

    Registered by August 10 at 6:00 p.m. · Seller may entertain pre-emptive offers. Minimum 5% deposit.

Can't make it?

08First-time buyer guide

Buying under $500,000 in Toronto — how this one actually works.

Most first-time buyers in Toronto are told the city is out of reach. It isn't, if you know where to look and what the real monthly number is. Here's the plain-English version for this home.

Yes, there are still homes under $500,000 in Toronto

At $399,000, this 3-bedroom condo townhouse at 50 Scarborough Golf Club Rd sits well under the $500K mark that most first-time buyers in Toronto set as a ceiling. Freehold houses in the city rarely trade at this level, but Scarborough's condo townhouses do — and they give you the thing a one-bedroom condo can't: three real bedrooms, 1,360 square feet, two bathrooms, ensuite laundry and a deeded parking space. If you have been searching "homes under 500k Toronto" and finding only bachelor units downtown, this is the segment you were missing.

What you need as a down payment

On a $399,000 purchase the minimum down payment in Canada is 5% of the first $500,000 — $19,950. Anything under 20% down requires CMHC mortgage default insurance, which is added to your mortgage rather than paid up front. First-time buyers can also withdraw up to $60,000 each from an RRSP under the Home Buyers' Plan and pair it with an FHSA. The calculator on this page runs your own down payment, rate and amortization so you can see the real monthly number before you talk to anyone.

The land transfer tax rebates most buyers forget

Toronto buyers pay two land transfer taxes — one to the Province of Ontario, one to the City of Toronto — and first-time buyers can claim a rebate against both. The rebate is not something you apply for months later: your lawyer normally claims it at closing, so the money never leaves your account, and you qualify only if you (and your spouse, if you have one) have never owned a home anywhere in the world. The rebate panel above works out what that means in dollars on this specific purchase price. Rebate ceilings are set by the province and the city and can change — have your lawyer confirm the current figures before closing.

Carrying costs, not just the mortgage

Your real monthly cost on a condo townhouse is mortgage payment + maintenance fee + property tax, and the fee is the part first-time buyers usually forget to price in. Here it covers water, building insurance, common elements and the parking space, so the line items you would pay separately in a freehold house are partly inside that one number. Heat and hydro are billed to you directly. Run all three together in the calculator above so the comparison against your current rent is honest rather than flattering.

Why Scarborough Village

Scarborough Village sits between Kingston Road and the Scarborough Bluffs in east Toronto — an established, low-rise pocket of the city rather than a new-build tower cluster. What it buys a first-time buyer is scale: a family-sized floor plan, a terrace and a parking space at a price that downtown reserves for a bachelor unit, while a GO train still puts Union Station on a single ride. The neighbourhood map further up the page shows exactly how long each of those trips takes from this front door.

General information only, not financial, mortgage, tax or legal advice. Rebate amounts and lending rules are set by third parties and change over time — confirm current figures with your mortgage professional and real estate lawyer.

09Questions

Everything buyersask first.

It is listed at $399,000. It is a 3-bedroom, 2-bathroom, 1,360 sq ft two-storey condo townhouse in Scarborough Village, Toronto, MLS® E13612830.

10Your agent

Ask me anything.

Amal Mahendran, SALES REPRESENTATIVE, THE AGENCY

Amal Mahendran

SALES REPRESENTATIVE · THE AGENCY

Amal Mahendran is a Toronto Sales Representative with THE AGENCY, working with first-time buyers across Scarborough. Straight answers, no pressure — text any question about this home and you'll hear back personally.

416-721-0709bettercallamal@gmail.com
11Next step

Get the buyer's info package.

Two taps and your number — Amal texts you back personally.

Are you a first-time buyer?